Lake Tahoe Business Insurance: Common Outdoor Recreation Risks

Whether it’s a campground, concert venue, or fairground, no matter what type of outdoor recreation business you run, you should make sure that you are financially protected from any legal claims with Lake Tahoe Business Insurance. This is the most important step you can take in protecting your company. In addition, it’s important to know what the most common outdoor recreation risks are, so that you are able to potentially prevent accidents before they occur.

For example, let’s say that you run or own an amusement park. A very common claim made by individuals in the past who have been injured on an amusement park ride is a claim of negligence. According to law website nolo.com, lawsuits have been won on the part of the individual because the amusement park accident was found to have been caused by the carelessness or inattention of the park or a park employee. What can you do to potentially avoid a legal claim? Here are a few ideas:

• Post clear warning signs that adequately warn riders of the risks involved. For example, if patrons with blood pressure or heart problems should not go on a certain ride, signage should clearly state this.
• Properly train all ride operators on how to run, troubleshoot, and evacuate a ride if needed.
• Maintain and inspect all rides and equipment daily to make sure they are in a safe condition.
• Provide correct instructions to riders.

Amusement parks are just one of the many types of outdoor recreation businesses that have risks. Another industry that faces many risks is the camping industry. It’s vital to be aware that there are always hazards when camping, some of which can cause personal injuries or damage and loss to personal property. For example, if your campsite is equipped with electrical services, you have the potential of dealing with an injury or loss of life from electrocution. If a camper injures their foot on a park bench or broken glass on the ground, that’s another liability risk.

These are just a few common outdoor recreation risks, with a couple outdoor enterprises as examples. Amusement park operators, campground owners, hiking guides, etc. all carry a heavy burden of liability. At Cal-Nevada, we offer Lake Tahoe Business Insurance Policies as well as Lake Tahoe Outdoor Recreation Insurance to a wide number of companies and industries. For further information about what coverages we can offer you, please contact us at (866) 670-5948.